So you have a VA Certificate that basically says you qualify for 100% financing on the purchase of a home. That is all it says, you still need a mortgage. A lender still needs to give you the funds to purchase the home you want. What does that mean? I...
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Equity is a word that many people seem to not completely understand. Equity is value in something, most commonly in Real Estate. Many seem to feel it's like a "free" savings account. Where you are not actively adding to it, equity is more like interest...
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First let me explain that the VA does NOT give you the money for your home. The VA merely guarantees your loan. That means that instead of the average civilian buyer having to put 20% or more down to purchase a home the Veteran does not have to do that....
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